How to make Payments Using RBL Credit Card?
Through the current times, making a payment for one’s credit card is a hassle-free prospect. This is primarily because many online and offline avenues have opened up that allow one to pay one’s credit card bills on time comfortably. Among these options are BillDesk, RBL MyCard App, NACH mandate, NEFT and net banking.
The best part is that by using these channels, one can pay one’s credit card bills anytime and from anywhere. The only primary requirement that one needs to have in such cases is a stable internet connection. By using net banking, mobile apps or other similar means, one can clear the outstanding amount immediately. One not just receives notifications regarding successful payments but also clears dues directly from one’s bank account.
Now, if one refrains from using the online methods for making credit card payments, another option at one’s disposal is to make these payments by cheque or cash.
In this article, we look at the most convenient methods to pay one’s BajajFinserv RBL Bank SuperCard bills.
NEFT is the most commonly used method for credit card digital bill payments. RBI administers NEFT, and NEFT facilitates electronic credit card bill payments between banks. Nevertheless, the credit card issuer should be NEFT enabled to accomplish these payments. A range of benefits come into the picture when credit card payments are made via NEFT, primarily because it is a secure platform. Payment charges are here lower as compared to the other modes of payment. NEFT is a 100% online and paperless mode of bill payment.
One can also make payment towards one’s SuperCard using one’s existing RBL bank account. The payments are made via net banking. For the same, one must create an RBL credit card login.
- NACH Facility
One can use the NACH facility for accomplishing credit card payments. This is done by registering into the NACH facility for one’s Bajaj Finserv RBL Bank SuperCard. This way, one eliminates the requirement to remember to make one’s credit card payments every month. Using the NACH facility is easy. One links one’s existing bank account in any bank with one’s SuperCard by using the NACH facility. Then enrol by submitting the NACH form to Bajaj Finserv at the address given in the form.
- RBL MyCard App
One of the easiest ways to make payments for Bajaj Finserv RBL Bank SuperCard is by using the RBL MyCard mobile app. In this app, facilities have been made available to manage one’s account and check the credit card statement. One can also instantly pay one’s credit card bills by using one’s account in any bank. So, a Bajaj Finserv RBL Bank SuperCard holder should download the RBL MyCard App from the Apple store or Google Play Store. The same can also be accomplished by sending an SMS with the text MyCard to 5607011.
- Bill Desk
When one uses Bill Desk, one can instantly make payment for Bajaj Finserv RBL Bank Supercard by using one’s account in other banks. When one clears the outstanding dues, one receives an instant notification.
To make a credit card bill payment, one can also draw a cheque in favour of Bajaj Finserv RBL Bank SuperCard.
If you come to feel that making payment for Bajaj Finserv RBL Bank Credit Card online is not convenient, you can make monthly payment for your credit card bills via cash. For the same, one can visit Bajaj Finserv or RBL Bank’s nearest branch and make the full payment in cash.
What happens if an individual only pays the minimum amount due?
By paying the minimum amount due, one can avoid penalty charges on the card. Nevertheless, whatever outstanding balance remains gets transferred to the next month’s bill. The amount to be paid off now becomes larger. Interest on the due amount is also charged.
Should an individual pay the full amount on the credit card bill?
Making full payment of your credit card bills brings several benefits. High interest on the outstanding balance is not acquired. Similarly, while the CIBIL score strengthens, the credit report also becomes stronger. As the existing debt clears, one accesses the full credit limit for making new expenses.
Numerous people prefer to use credit cards nowadays because they bring ease to life. Making bill payments for credit cards is remarkably simple, both online and offline. Bajaj Finserv RBL Bank SuperCard offers an additional way of making payments via the RBL MyCard App. This further makes making credit card payments simple. Paying credit card bills on time is a best practice and allows one to do away with any additional charges levied on one’s card.